You have two children in elementary and middle school, and no money put aside for their higher education. All of your savings for retirement are in mutual funds, which recently lost half of their money. Today Friday, and you and your spouse weekend. It is not something Robert Thomson would like to discuss. How you spend your time and / or money? .holidays at an expensive resort to stay away from trouble. 2.buying a big screen tv to enjoy the new football season. .visiting to the zoo with the kids.

.attending a seminar on financial planning. .expending some time to discuss ways on how you can get out of consumer debt. It is obvious that some of the proposed options more in line with your expectations of achieving financial security. The sooner the better. Speed – is not everything, and it could be worse than none, if you’re moving in the wrong direction and if it robs you of joy trip.

Work and family are natural enemies. Throughout most of history, ‘Work’ was the work in the family. Children to work and learn alongside their parents when they performed work that maintain family life. Since the Industrial Revolution had separated the family from work now to achieve the fullness of both sides of our life requires work with the initiative to create a synergy between them. Once you’ve created realistic expectations, you have to relate their efforts with what is feasible and realistic, and then make them more efficient, to make sure that your efforts yield maximum results. Think about what and how you doing in each area – work, family, time and money – to define ‘optimizers “that will help you create the most positive changes.

Naturally, the physical condition and development of up to 12 years – the first of the classic signs of human health. On behalf of the physical health originate all the other parameters and characteristics. In principle, physical development child – is the unity of a large number of indicators, but mostly for its determination only take only the most essential properties – weight, length and circumference of the chest. Basics. Normal weight is born time a child – 3350 – 3450 g, height 52 cm. and chest measurement – 35 cm Normal weight infants increases the bulk of the 10 – 11 day after birth, a doubling of the baby's weight naturally expect to 4,5 – 5 months ., increase by 3 times – To year.

Growth (length) adds a year to 25cm. But to have 3 years of measurements of the baby's head is under 50cm. Volume of the chest of the child in the first days of life, much less the volume of baby's head and compared it to 4 – 6 months. But preterm infants during the first year after birth gorge mainly up to six kilograms, as usual, but tripling and doubling their weight in preterm infants is happening much faster. At the end of the first year, adds weight to the 5 – 8 times. Increase speed of development on average occurs in girls at age 11, while the boys – 12 – 13 years with natural variations in 2 years. By the third year after birth significantly reduced the protective fatty layer, and the child must lose normal the first year of swelling.

But his stomach can last up to 3 years. At the beginning of puberty in women increases the fat layer and may be about 10-25% of the total mass. Do the boys in the first place appears muscular system. Physical development of the child – the process is very complicated, tense and often quite contradictory. Any kid can be characterized by more and some states, often looks like a real disease, but quite strongly differ from them. These "diseases" many are called 'special period of development. " Basically it is certain states, sometimes able to pass without special measures, but, somehow, representing serious risk for the emergence of real illnesses. Examples of these periods include the critical periods of growth, symptoms of teething, puberty. According to the time period can be called dangerous Newborn 3rd to 6 th month. life, 12-15-th years 3 – 4 th years, 6 – 7-years, these periods occur changes in the development of the nervous system, growth and functioning of the immune system.

Miner's Day celebrated on the last Sunday in August. – is the collective name of professions related to coal mining. Therefore, in this day must not forget to congratulate all the friends of this heroic profession. Perhaps they are working miners, machinists mobile drilling rigs, Scooptrams, timber-man, masters of the shooter, duty fitters, mining engineer, production engineer or fortifier – All cook for the present! 🙂 And the miners say that they get the black gold! But it is not necessary to run a jewelry store for gold chains and key rings. Better let's fill this day warmth, joy, smiles. By the same author: Robert Iger . The people of this profession so much of their time underground, so you just need to make the holiday bright and colorful! Let's start with the design of the holiday. Here you can use your imagination full swing. And you can contact the company, involved in clearance of holidays that prompt and help all the "make nice".

The most common area of festive designs – a design by balloons. You can use regular latex balloons. They come in matte or transparent, with metallic shades or colored. And you can order a foil balls or balls with a stamp on the occasion. But that's not all! There are still curly balls and even "walking"! You will, that choose to decorate! If you want to please your friend or loved one with something more original, then why not become a gift of Heaven (Chinese) Lantern? These balloons, lanterns come in different shapes, designs and sizes.

In our crazy time, more people remember about their own health. In the frantic daily routine when you do not have the time or eat normally, or relax with each passing day more and more becoming a queue in hospitals. And in those queues are rich and poor. Many people now, not shelving them, began to reconsider their lifestyle. Rapidly gaining popularity healthy lifestyle. And remember the more traditionally Russian methods of treatment. One such method is by far the Russian Banya. Discovery Communications has firm opinions on the matter.

Who of us did not know this truly Russian method of healing the body? Previously, our fathers all ailments were treated in a steam room! Bath our grandfathers used not only for washing. Here worship spirits, to celebrate the holidays. The bath had been treated! According to ancient beliefs, it is here souls of dead ancestors. Few people who are not familiar with this gentle negative after pair. When do not want to hurry when you are full peace and happiness, when it seems that the body absorbs the ambient air of each of its cells.

There is nothing more pleasant, taking off from the guys when Parish as a river in the morning, drink a glass of kvass. Yes it is kvass, not beer. Only kvass or tea with herbs, after a bath can cool down the human body from the inside. Sure everyone is able to allocate another hour a week from his busy work schedule. After in order to become a cleaner healthier body and spirit, very little is needed. Simply go to the bath. And let you hear more often is a wonderful wish: Lung couple!

Author stone, star, panels (the composition of a few stones) – a unique opportunity to immortalize the name of a loved one. Point to him their wedding date. Let this be testimony to their strong love and inviolability of family ties. Of course, this needs an individual approach, you should also analyze the possible reaction Congratulations. And now let us turn to the romance of a more practical ideas. Nowadays, the use of Natural stone by country stations acquired considerable popularity.

Smartly laid out grounds and paths of stone decorate the site and make it more comfortable movement on it. Each of us is all the paths of these curves, which ispolosovany every "six" acres, and as uncomfortable for him to pass. Oblagorodte plot of "young". Another extravagant and romantic idea, which is suitable for apartments and for private home – order for their "dear old" fire Yeah, yeah, a fireplace made of decorative or natural stone, durable and aesthetically beautiful fireplace. Maybe it will be fully, say, a marble fireplace, or maybe you just make out stone veneer – it all depends on your means and desire. Discovery Communications might disagree with that approach. Most people dream of in their old age to sit in front of the fireplace in a rocking chair with a newspaper or knitting needles and a ball in his hands, in the afternoon, resting from the daily bustle.

Maybe it will be real fireplace with crackling logs and smoke a pipe, or just an imitation of it, but in any case, this gift will bring to their home comfort and peace of mind. It would symbolize that focus, that his wife kept so long, and will protect More than a dozen years. Well, the most unusual interior idea – to give spouses furniture made of stone. Surprised? Indeed, the unusual, but the same tables or countertops made of natural stone – elegant, often delicate – become a real decoration of the kitchen, dining room or terrace. These products are the fine work can be performed both on a finished project and based on sketches that you suggested. Incidentally, the tables of stone, look great in rooms with fireplaces, decorated decorative elements in natural stone. It seems that both spouses, for sure, seen many of their lives, so surprised your finding and assess its appreciated. Next fantasize themselves in the specified direction. Only remember that the day of the wedding of Stone decided to give something that symbolizes strength and inviolability of the love of spouses who were able to carry their love through more than a dozen years.

A Therapist catchphrase is: “You are very worried that Vasya was spending so much time at work?” what does SHE: Do your mother-in-a curious hobby – analysis of the relationship of his son. (Not to be confused with Robert Iger !). Husband had no or he is over many years of marriage have long structured and classified, but the actions of the child, their motives and consequences – a field untilled. At every family celebration, it literally dissects your life, then explains, “that would it meant, “and finally” prescribers “:” A man needs freedom of action “or” We need to argue – just so you keep the passion. ” what to do to YOU: At heart she wishes you well – it is worth remembering, especially in those times when on its board of ethics and psychology of family life you want to bang your head against the wall. It is this idea will give you the strength not to kill her under the hot hand. In addition, useful support for your man – let her see that you do not just go their own way, but also stepping into the legs. Since neutralize it completely still fails, go for a compromise.

Promised that as soon as you encounter friction, you immediately turn to her for advice. If mother-in-duration ‘pester with questions, politely but sternly explained that personal touch so you’re not going but serious questions about talc is not the two of you, you (together) are ready to discuss a range of “big happy family. Forever young catchphrase: “You all right? I never wore a size larger than 44-second “.

In our society it is accepted to give gifts in connection with the positive for the human events: birthday, birthdays, anniversary, graduation, university admissions, diplomas, wedding, wedding anniversaries, housewarming, christenings, promotions, retirements and other dates. Subject gifts can be a festive character, professional, religious or even "sex>> (February 23, March 8). In a word, to teach gift, as a rule, we need a convincing reason – to give gifts to "just>> is not accepted. On the other hand, if you want to win a girlfriend, or friend, to improve relations with the beloved or loved one, cheer up a loved one, native or just a nice person you have a pleasant companion nobody forbid you to do a little personal spiritual gift. If you would like to know more about Discovery Communications, then click here. The main thing that you are surrounded by wonderful people and a variety of gifts for all occasions. Why invented souvenirs When people say that the road is not itself a gift, and expensive attention, many perceive the phrase as banal excuse those who are unable or unwilling to find a decent gift.

Although, in fact, really valuable and attention, and a good gift. The best example of this tandem – souvenirs. After the initial function of souvenirs – to constantly remind the person about the donor. Souvenir stand is not always very expensive, but the memory of the meeting "Works>> for years, or at least as long as the gifts are" hand>. Bed linen – a variety of options a person spends at least one third lives in a dream, so the most important components of the bedrooms have long been a comfortable bed and quality linen. With the development of technologies for production of fabrics for bed linen, psychological revelations on the impact of color linen on the human psyche, come into our lives the concept of interior design, modern man was in front of a rather complicated matter of choice: what should be the fabric of linen, what color scheme is more acceptable, a set of Bed linen is harmonious with the surrounding decor. What should be the same bed linen? Unfortunately, the recipes in this issue there – everyone decides for themselves individually.