Corporate Communications

New service for companies, the self-employed and freelancers Heidelberg, August 07, 2008 Sparruf offers a new service for businesses, self-employed and freelancers who want to facilitate the contact to their customers: Sparruf click & talk. With this service the customer or business partner from any Internet access can connect worldwide from the phone quickly, easily and free of charge. The advantages are obvious: customers or business partners can contact by phone worldwide via any Web-browser and without any software company, uses the click & talk. The whole thing is free for the caller. The company, which uses the service, expanded its communication structures virtually without effort, signals readiness for service and thus increasing its sales potential, as Sparruf CEO Nikolaus Starzacher explained: Each company moves closer to its customers and business partners with click & talk and offers them a way to contact, the today’s Communication habits of many people is the same. Who is surfing on the website of the company, can immediately initiate a call via click & talk.

That lowers the entry threshold for potential new customers, integrates existing customers and generated as additional business.\” For companies that maintain this way customer proximity and modern communication pathways connect, click & talk is extremely favourable. So the forwarding to the German fixed network in the call center of the company is settled around the clock with three cents per minute. Connections in a German cellular network for example to mobile phone of of head of marketing cost 15 cents per minute. The callee has a flat rate for connection to the fixed network, he can save even the forwarding costs and thus gets the entire phone connection free of charge. More information on the Sparruf website ( Worldwide running via click & talk discussions can cheap forwarding on every connection at any time easily to any any telephone worldwide If redirect to Hong Kong, in the Moscow Office, or on a mobile phone connection to the branch.

New Financing Instruments

It is essential to improve its capital adequacy, and to develop new financial instruments in addition to the resources of credit financing for medium-sized businesses of the German middle class. The financing of medium-sized companies WINS with mezzanine capital, private equity and venture capital significantly in importance. Mezzanine capital describes types of financing that lead to economic and/or balance equity a company, without but the investors voting and or to give rights of influence such as the full partners. Mezzanine capital strengthens the equity ratio, improving thus the credit rating and the rating of a company and increases the possibilities on a supplementary loan financing on affordable loan terms. To increase the equity capital, a strengthening of the capital base by a direct involvement of limited partnership shares or GmbH shares or shares but participation of beneficiary or a silent society offers depending on the form of society. In particular medium-sized businesses opt usually for profit participation certificates or silent participations. A major advantage of these two variants of financing is that when an appropriate drafting of the participation conditions the capital must be accounted for as equity is captured without causing a dilution of shareholder rights, i.e.

the entrepreneur remains the sole decision makers. Rights of influence of or participation rights not be transferred to third parties, continues business attorney Dr. Werner. With an improved equity ratio increases at the same time the credit and thus the overall financing ability of a company. Dr. Werner offers financial service group with their connections to mezzanine funds, private-equity firms, financial institutions and securities dealers from throughout the country in and outside the stock exchange several ways to bank-independent corporate finance without collateral, without influence and without voting rights of the venture capitalists. Detailed information about the (equity) capital procurement can Internet pages be removed under and the marketing portal. The access to the capital markets and further required capital (from 50.000,-such as quiet capital, benefit capital, bonds, limited capital, shares etc.) opens with innovative financing instruments. Also entrepreneur can use the Bank independent financial instruments and immediately start with a stock company ( The advantages are: improving equity capital, personal debt relief and release from liability, credit enhancement, better rating according to Basel II, reducing the dependency of the Bank, increasing financial strength and strengthening of liquidity. So the company can expand significantly your investment volume, the sales and your income.


Many years ago I remember that I called a friend to greet him, because he was in a process of change and to some extent I I had become her coach, then began to make me the following assertions: the majority of people is negative, no one seeks for something good, people are selfish etc. I answered then, others are not the problem, the problem is yourself, if you observe that world is because internally it believes in him, I really do not believe in that world, but in the past Yes observe it, but once I decided to seriously change the environment then also did so. This anecdote that I just mentioned is fundamental to understand our own internal perception of the world, the majority of times we complain of external conditions in our work, family, neighborhood, etc. But don’t realize that this is a reflection of what we are, if that happens most likely is that we must come to the conclusion that needs to be changed. Everything you experience is a condition of his being, his friends, how people treat it and see, the opinion of your family, your business, etc. Remember that your belief system is installed inside emits a signal or frequency and is at a certain level, then people respond to that broadcast, think that you are interested in Arai quantum at deep levels, it would be illogical to think to share most of the time with boxers, normal and proper is you relate it with other physicists to fulfil its objective and that’s what normally happens because when We have an internal expectation the universe is organized to make it comply. Friendships and situations that come into our lives have to do with conscious decisions to some extent, but unconsciously the force is much more powerful, this is a good indicator to evaluate our current life, let us reflect on what currently is coming to our life, it is necessary to make a comparison, analyze the positive and negative, if the negative is to prevail, we need a change or It is also possible that you feel some level of balance but we want best thing and that is excellent.

Observe The Thoughts

We know that it is essential to respond to the thoughts to understand the psychological causes and emotional that we can affect to recover both physical and mental health. It is essential in these moments very deeply satisfy our thoughts and feelings because due to so much information that we receive by the different means of communication is sometimes difficult to recognize what our true thoughts. It is both mental noise that sometimes accumulate, that our ideas accumulate and is difficult to discern between what is beneficial and what is not appropriate for every person. This should make a real effort to observe our thoughts and begin to choose from all the options that we come well. Many times not easy because find us: the pace that we carry is so fast that doesn’t allow us to stop. Sometimes the amount of thoughts that go through our head are so many that we can’t have clarity of thoughts and there as a general numbness also often head plays us tricks are attracting a thoughts that It is generally not very gratifying and makes us fall into uncertainty.

When these negative thoughts repeated over and over again they become OBSESSIONS. The obsessions have the peculiarity of making us think that everything our around happens as we we’re thinking, with which increasingly seems harder to leave that State and the obsession tends to perpetuate itself. When a person falls in this State suffer symptoms of: power not stop thinking on the subject that concerned them. Overloading your emotional level. They have sudden changes in temperament. His life seems unstable, or empty or meaningless (as if they did not have a fixed course, change their minds very often and don’t know is due).

Fall in depression and anxiety. They are very concerned of the past or the future. They generally have deep unresolved emotional shortcomings. These people may suffer from physical problems such as: cholesterol kidney problems. Obesity Diabetes problems. Fortunately we can leave these States learning to observe our thoughts and be able to discern between those that are beneficial to us and those who are not. It should make a good exercise of will, care and patience to make this reflection about ourselves. Also is good to find an appropriate system such as the neuro-linguistic programming and flower essences that help resolve psychological conflicts and integrate what we think and feel. Develop your emotions and find a balance between what we give and what we get in life. Life is so beautiful as you want it to look, so I invite you to see your life differently and thus improve your thoughts and listen to your intuition to overcome your limitations and getting to be every day in peace. I wish you with all my heart.

Papa One

-Towards where one went? – I do not know it. As soon as you arrived disappeared. -One will have eaten? asked Dieguito. The mother was tying ends. An old dress of target that appeared in certain cases. This time she was the one that felt distressed. Its tone was autoritatio.

-Vmonos! The mother moved away of the bank with a boy in each hand without a glance to the olive tree. One did not dare to confess to them that it also had seen him. Several times and in different sites, in particular near the district. Raised between the branches of the tree the old man it saw them leave with a jab in the soul. All had forgotten to him. Their memories returned One night of celebration in the villa of its brother. Dieguito finished turning a year.

Three together generations, forming a Great one Family like the one of the cinema. Appetizer, lamb, pies and marzipans. Beer, came, champagne and residue. Too much for anyone. – Papa, llvanos to house. Jaime has drunk much. He must have denied. He was at night and he had frozen. The gusty wind carried snowflakes. The old man lead alongside with the son-in-law. Behind her daughter with both young went. Dieguito had fallen asleep. Between the Mununa hands it took peluche of his brother. – One had fallen to him, – it was justified to become the great one it recovered when it of the ground it tightened and it against his lap. Curves and wet asphalt. Suddenly, the lights of a truck in the nocturnal mist. A sharp turn to avoid it. The railing of the border jumped in pieces. The car fell to a precipice, hurrying against a rocky crag. The grandfathers gave a last sharp turn, conscious of his sacrifice. The rock squashed the nose of the car by the left side.